i think your missing my point
what i'm trying to say is why would you care if someone attacks your castle if you get a option to decline the fight at cost of a few resources ?
i mean what is 500 gold compared to spending wealth on pvp protection ?
and after you pay off the attacker you get 30min of pvp protection by default so
its like spending resources instead of wealth on protection which in my point of view = win win
i rather keep my wealth for buying dwarfs or dragons
and if you are really anal about loosing resources just make a army of horsecarts to store resources in
that's what i do at least